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Insurance & Permitting
Barefoot
Marine Construction is licensed and fully insured.
When you hire a licensed and fully insured
contractor, you are protecting your most valuable
assets, you home property and family.
A
legally permitted dock enhances your property's
value. Here's what you need to ask before you sign a
contract or build. Ask to see a certificate of
Insurance showing USL& H and general liability
coverage prior to signing a contract or allowing
work to be started by any contractor.
Did you know?
•
Under Florida law, if you hire an unlicensed or
uninsured builder, you are legally responsible to
pay Workers' Compensation coverage and FICA.
• YOU must maintain records for inspection and YOU
will be liable for any injuries that occur --
(Things that should be discussed with the builder
you select)
Did you know?
•
Marine Contractors must carry Federal USL&H
(Longshore & Harbor Workers) insurance. If you
hire a marine builder who does not carry Long shore
coverage, YOU will be legally responsible for any
injuries that occur. (protect your family)
Did you know?
• Federal Jones Act insurance also is required if
the contractor uses a barge or other vessel when
building (ask to see a picture of the equipment that
will be used to complete your job and proof of Jones
Act insurance)
Did you know?
• All contractors are required to carry General
Liability Insurance. This is to guard against Damage
to the homeowner/neighbor's property, or if the
contractor injures someone other than an employee.
(protect your family)
Did you know?
• If a contractor has paid employees, workers
compensation insurance must be provided.
• IF YOUR MARINE CONTRACTOR DOES NOT CARRY WORKERS
COMPENSATION COVERAGE UNDER FLORIDA CLASS CODE
6006F, HE OR SHE IS NOT A LEGITIMATE MARINE
CONTRACTOR THIS IS A FELONY THAT EXPOSES YOU TO
LIABILITY FOR ANY INJURY ON THE JOB SITE.
• 1099 CONTRACTORS CAN EXPOSE YOU TO LIABILITY FOR
ANY INJURY ON THE JOB SITE UNLESS THEY CARRY WORKERS
COMPENSATION COVERAGE UNDER FLORIDA CLASS CODE
6006F.
Did you know?
It is the HOME OWNER'S responsibility to properly
permit the job. If your contractor gives you bad
advice, YOU could be fined up to $10,000 per day and
can be required to remove your dock, bulkhead or
boathouse. (protect your investment)